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RC Services is taking a leading role in the grassroots effort to preserve the Federal Perkins Loan program. Please see our Perkins Loans in Peril page for details of our activities and to find out how you can help.

RC Services is THE Collection Agency Specializing Exclusively in Campus-Based Student Loans and Receivables

 

Who We Are


Bruce Caplin - President

Prior to joining RC Services in 1994, Bruce was employed by national and regional collection agencies for over eighteen years. He is familiar with all facets of the industry and has worked in retail, commercial, student loan and government collections. He became President of RC Services in March 2000. Bruce and his wife Rhonda live in Seattle, Washington with their dogs; Zoe the Smooth Fox Terrier and Lucky and Kristy the Greyhounds. His interests include fine art and world travel. He is an active member of COHEAO and has been the Northwest Team Captain of the COHEAO Grass Roots Action Network since its inception in March 2005. In his spare time, Bruce does volunteer work in Animal Assisted Therapy and Activities with the Delta Society.


Rachelle Melloch - National Sales and Marketing Manager

Rachelle joined RC Services in January 2001 with over fourteen years sales and marketing experience in the collection and billing industries. She has specialized in medical and retail collections as well as billing services. Her background includes having worked with University Accounting Service, a national billing servicer for student loans and receivables, she holds a marketing degree from Lakeland College and she is an Associate Member of COHEAO. In February 2004, as a reward for her diligence and success, Rachelle was elevated to the position of National Sales and Marketing Manager. Rachelle lives near Orlando, Florida with her husband and their five rescued Samoyeds.

 

Kirk McCracken - Western Region Sales Manager

Kirk jumped on board with RC Services in February 2007, and brings to us his extensive 15 years of sales and territory management experience in the student loan industry. Prior to joining us Kirk worked for a national collection agency specializing in higher education loans and receivables collection. He is currently a member of both the Utah and Colorado Associations of Student Loan Administrators. Kirk earned his degree in Business Management from California State University, Long Beach and now lives in Littleton, Colorado with his wife Patty and their prized Schnauzer, Sophie. Two grown daughters, two grandchildren, travel and golf keep Kirk busy in his spare time.

 

Jack Preston - Director of Recovery

Jack jumped on board with RC Services in May 2003 following his 10 years as a partner in a national Tenant and Pre-Employment Screening company. For 35 years he has been involved as a manager and owner in a wide variety of credit and collection related fields ranging from banking and collection agencies to the music industry. Jack is well versed in all aspects of debt recovery.

 

Todd Coffindaffer - Director of Client Relations

Todd joined RC Services in May 2003 as a member of our collection team. He was elevated to his current position in April 2006 after having spent several months working on special projects including the development and implementation of our optical imaging systems and CRMIT, our client web portal. Prior to jumping on board with RC Services, Todd had spent the better part of 15 years working in various capacities in the credit and collection industry. Todd lives in Seattle, Washington with his two Blue Healer dogs.

 

Our Collectors

Our collectors are as intelligent, prepared and motivated as you will find anywhere in our industry. They have an average experience level of more than ten years and possess a thorough knowledge of educational debt collection. As a client of RC Services you will have the ability to speak with our collectors anytime you wish and you will always find them willing to help and understanding of your needs. Don't believe us? Call (800) 400-3047 and speak with them yourself.

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